1. Introduction

Welcome to ErnFx (“we”, “us”, “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy explains how we collect, use, disclose, and store information when you visit ErnFx or use our services.

2. Definitions

• User / You / Your: Anyone who accesses or uses our Site and services.
• Personal Data: Information that identifies or may identify an individual.
• Usage Data: Data collected automatically (e.g., IP address, browser info).
• Service Providers: Third parties assisting us in operating our Site and services.

3. Information We Collect

1. Information You Provide Directly

• Name, email, phone number, postal address
• Account details (username & password)
• Payment information for services purchased
• Customer support interactions or messages

2. Automatically Collected Data

• IP address, browser type/version, device info, operating system
• Pages viewed, session duration, click actions
• Date/time of visits, approximate geolocation
• Referrer URLs and analytics data

3. Cookies & Tracking Technologies

We use cookies, web beacons, and similar tools to enhance functionality, remember preferences, analyze usage, and improve performance.

4. How We Use Your Information

• Operate, maintain, and improve our Site and services
• Manage user accounts and verify identities
• Process payments and transactions
• Send updates, security alerts, and support responses
• Analyze user behavior and site performance
• Prevent fraud and unauthorized access
• Comply with legal requirements

5. Disclosure of Information

• Service Providers: Hosting, analytics, payment processors
• Legal Compliance: Court orders, law enforcement, or legal obligations
• Business Transfers: In mergers, acquisitions, or asset sales
• With Consent: When you authorize sharing for specific purposes

6. Data Retention

We retain your data only as long as necessary for operational, legal, or regulatory purposes. When no longer needed, data is securely deleted or anonymized.

7. Security

We implement administrative, technical, and physical safeguards to protect your information. However, no digital system is completely secure.

8. Cookies & Tracking Technologies

Cookies help us enhance your browsing experience. You may disable cookies through your browser settings, though some features may not function properly.

9. Your Rights

• Access your personal data
• Correct or update inaccurate information
• Request deletion (“right to be forgotten”)
• Restrict or object to certain processing
• Request data portability
• Withdraw consent where applicable

10. Children’s Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from minors. If discovered, such data will be deleted.

11. International Data Transfers

Your data may be stored or processed in other countries. We ensure adequate protections to meet legal requirements.

12. Changes to This Privacy Policy

We may update this policy periodically. Updates will be posted with a revised “Last Updated” date. For major changes, we may notify you by email or on the Site.

13. Contact Us

For questions, concerns, or rights requests, contact us at:
Email: support@ernfxmarkets.club